Terms and Conditions for the Top Friend Referrer Challenge
These Terms and Conditions ("T&Cs") govern the participation in the "Top Friend Referrer Challenge" ("Campaign") organized by Expatrio. By participating in the Campaign, participants agree to be bound by these T&Cs.
1. Campaign Overview
The "Top Friend Referrer Challenge" is a referral competition running between January 1, 2025, and May 31, 2025. Participants can win cash prizes by referring the most Expatrio Value Package customers for Summer Semester 2025 who meet the specified eligibility criteria.
Prizes:
First Place: €3,000
Second Place: €2,000
Third Place: €1,000
In addition, even one valid referral (see #3) will automatically enter you to win €100 in our lucky draw. 5 winners will be randomly selected. Each participant will have their name entered into the draw only once, regardless of the number of successful referrals.
2. Eligibility
To be eligible for the Campaign:
Participants must be 18 years or older.
Participants must have an Expatrio referral link
Employees of Expatrio and their immediate family members are not eligible for the prizes.
3. Valid Referrals
A referral will be counted as valid towards the competition if all the following criteria are met:
- Application Submission: The referred friend must submit an Expatrio Value Package application between January 1, 2025, and March 31, 2025.
- Activation: Of these Value Package applications the referred friend must fully activate their account by May 31, 2025, which includes completing all three steps:
- Activating their Blocked Account
- Activating their Health Insurance
- Activating our free Bank Account
Referrals that do not meet all criteria by the stated deadlines will not count toward the Campaign.
4. Winner Announcement
Winners will be announced in June 2025, after verification of all eligible referrals. Winners will be notified via the email address associated with their Expatrio account.
5. Referral Process
Participants can refer friends using their unique referral code or link available in the Expatrio User Portal.
6. Payout of Prizes
Cash prizes will be paid directly to the winners' Bank Accounts via a standard bank transfer within the SEPA area to an IBAN Bank Account. Participants must provide accurate and up-to-date banking details upon request. Expatrio is not responsible for any delays or errors caused by incorrect or incomplete information provided by the participants.
7. Additional Rewards
Participants will also earn €10 for every successful referral, regardless of their ranking in the Campaign. Successfully referred friends will receive €15 as part of the referral program.
8. Exclusions and Disqualifications
Referrals created using fraudulent methods, including but not limited to fake accounts, will be disqualified.
Expatrio reserves the right to exclude participants suspected of manipulating the Campaign or breaching these T&Cs.
Referrals that fail to meet the conditions in #3 will not be considered.
9. Leaderboard Transparency
There will be no live leaderboard for the Campaign. Winners will be notified in June 2025.
10. Changes to the Campaign
Expatrio reserves the right to modify, suspend, or terminate the Campaign at any time without prior notice. Any changes will be communicated via email or on Expatrio’s official website.
11. Data Protection
By participating in the Campaign, participants consent to the processing of their personal data for the purposes of administering the Campaign and awarding prizes. Expatrio will handle personal data in compliance with its Privacy Policy.
12. Contact Information
For any questions or issues regarding the Campaign, participants can contact Expatrio’s Customer Support team at service@expatrio.com.
13. Governing Law
These T&Cs are governed by German law. Any disputes arising from or in connection with this Campaign shall be subject to the exclusive jurisdiction of the courts in Berlin, Germany.
By participating in the "Top Friend Referrer Challenge," participants agree to these Terms and Conditions.