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Refer Friends Program

Bigger and better: Get €10, give €15

Unlock unlimited rewards together

  • Just in: an exclusive referral program for you and your friends.
  • Make your student life easier and help your friends come to Germany!
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How does it work?

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  1. Share your referral code or link with your friend.
    Find your unique code on your Expatrio app under 'refer expatrio to your friends'
  2. Your friend must use this code during their Value Package application.
  3. Once your friend has activated their blocked account and health insurance, you will both receive a cash reward directly into your linked bank accounts.
  4. Keep referring! There is no limit to the amount of friends you can invite using your code.

    Each successful referral will get you another €10 and your friends €15.

Value Package: Your all-inclusive package for an easy start in Germany

The Expatrio Value Package saves you time and effort while ensuring that your visa application meets all requirements.

The Value Package includes

German Blocked Account

Cashback of €69 after you activate your health insurance1

Free Travel Health Insurance

Also known as incoming insurance. Worth up to €95, accepted worldwide3

Best Public Health Insurance

Germany's best public health insurance for students4 - up to €90 cashback annually for three years2

Award-winning Private Health Insurance

Experience award-winning health insurance with DR-WALTER and ottonova

Free German Bank Account

Free Bank Account with instant access to your Blocked Account monthly payouts

Free Student Identity Card (ISIC)

Free digital ISIC card with access to worldwide discounts and benefits (worth up to €15)

FAQs

Who is eligible for the refer friends rewards?

I have a question about the Expatrio Refer Friends program, who can I contact?

* The referral code cannot be added after submitting the application. Both parties will receive rewards to the Bank Accounts we have on file once both products in the Value Package are activated. If you do not have an IBAN on file with Expatrio, you will receive the reward in the form of an Amazon voucher for an equivalent amount. The referral reward is subject to change or termination at any time. See T&Cs for more.

Footnotes

[*] With the Value Package, you save the following: €69 cashback on Blocked Account set-up fees + up to €90 TK-Flex cashback + free travel health insurance worth up to €95 + free digital ISIC card worth up to €18. This offer is only valid for customers who apply for the Value Package. Expatrio reserves the right to cancel this promotion at any point in time. Special terms and conditions apply.

[1] Value Package customers can receive their €69 cashback after activating both their Blocked Account and Health Insurance.

[2] TK-Flex is an elective tariff and only available for eligible TK Health Insurance customers. Once the TK membership is activated, TK-Flex can commence. Expatrio will provide the customer with detailed guidelines on how to do this. Within TK-Flex, users have the option to deselect/opt out of services they do not need. In return, there is a cashback bonus of up to €90 per year. However, if the services are needed after all, TK customers can reactivate their Health Insurance coverage by paying a deductible of €24 per service (up to €120) per year. Please refer to our TK-Flex page for more information. 

[3]  Free Incoming/ Travel Health Insurance coverage for up to 92 days as part of the Value Package for eligible customers worth up to € 95.00.

[4] Focus Money has awarded TK the 'Best Student Health Insurance Fund,' Study Travel Magazine has awarded DR-Walter the 'Super Star Award'', and Kubus has awarded ottonova first place in the service and customer satisfaction categories three times in a row.

[5] Upon opening your Bank Account, a valid visa or a valid residence permit will be required in order to maintain access. The timeframe in which you will need to provide these documents will be provided to you.