Free German Bank Account

A bank account is needed to receive your monthly payouts from your Blocked Account and to pay for things like your health insurance and daily expenses while in Germany.

Our Bank Account⁵  comes with a German IBAN (International Bank Account Number). 

Using a German bank account while you are in Germany is important so that you do not incur unnecessary transaction fees or face any hassle making payments and receiving income.

A Blocked Account and a Bank Account are two different types of accounts. You need a Blocked Account to get your German visa, and a Bank Account to manage your money once you're in Germany.

Blocked Account:
A Blocked Account (Sperrkonto) is required to show the German authorities that you have enough money to live in Germany. The money in this account is 'blocked,' meaning you cannot use it until you arrive in Germany. Once you're in Germany, you need a Bank Account to access this money.

Bank Account:
A Bank Account, also called a ‘current account (Girokonto),’ is used for your daily expenses in Germany. You can use it to pay for rent, groceries, health insurance, and more. You’ll get a free digital debit card, and you can also choose to get a physical card if you would like.

When you get to Germany, your monthly payouts will be sent automatically from your Blocked Account to your Bank Account, arriving instantly.

With Expatrio, you get this German Bank Account for free with your Blocked Account, so you don't need another German Bank Account.

Yes! 
At Expatrio, we only work with trusted, established partners. Our partner Aion is the provider of this Bank Account. They are a fully regulated and licensed European bank.
You can find out more about Aion here. 

Your money is safe in this Bank Account, as it is protected by the European Deposit Guarantee Scheme for up to €100k.
You can find out more about this EU initiative here. 

Expatrio customers who purchase the Expatrio Value Package or Blocked Account will also get a German Bank Account for no additional cost. 

All you need to do is fill out the application flow here, and your free Bank Account will be included in your Value Package. 

You can decide to exclude the Bank Account from your Value Package if you do not wish to include it. 

As long as you have a Blocked Account with Expatrio, it's free. If you no longer have a Blocked Account with Expatrio, we will charge a small monthly maintenance fee of €5.

You can find out more about costs on our Help Centre. 

Yes, you can order a physical bank card. 

You will automatically get a free digital debit card which you can use from the moment your account is active. 

If you would like to get a physical card, you can order one via your Expatrio app for just €10, including delivery. 

The Bank Account is available to Expatrio Value Package and Blocked Account customers.

Yes, you can add your Expatrio Mastercard to your Apple or Google Wallet. 

Using this, you can pay contactless with Apple Pay or Google Pay anywhere that accepts this payment method.